Every year, Smart Pension will provide you with a statement of your pension pot and the movements in the period. It also includes an illustration of what your pension may be worth on retirement, based on assumptions such as when you will retire, salary increases and returns on investment.

Most of these assumptions are set by Government. You should only use the illustration of your pension at retirement as a guide as assumptions can be wrong, but the best way to maximise your pension is to increase your contributions to the scheme. Your payroll administrator will help you achieve this. 

Your annual statement will be provided electronically wherever possible for speed of delivery, so please ensure you have given us your email address and keep it up to date. Please check that we have your correct email and home address.

We will send you an email when your statement has been produced. You will be able to view it online and download and print it off.

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